⚖️ Compare Lender Rates
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Every lender's official rate.
Official starting interest rates as published by leading Banks and NBFCs. Set your amount and tenure — instantly see the monthly EMI for every lender, side by side.
Rates last reviewed: December 2025
All Lenders (15)
| Lender | Type | ROI (p.a.) | Processing Fee | Max Amount | Monthly EMI | Total Interest | |
|---|---|---|---|---|---|---|---|
| Poonawalla Fincorp | NBFC | 9.99% – 25% | Up to 4% | ₹50L | ₹16,131 | ₹80,725 | Apply → |
| IndusInd Bank | Bank | 10.49% – 26% | Up to 3% | ₹50L | ₹16,249 | ₹84,959 | Apply → |
| State Bank of India | Bank | 10.55% – 15% | Up to 1.5% | ₹35L | ₹16,263 | ₹85,468 | Apply → |
| IDFC FIRST Bank | Bank | 10.75% – 25% | Up to 3.5% | ₹1 Cr | ₹16,310 | ₹87,168 | Apply → |
| HDFC Bank | Bank | 10.85% – 24% | Up to 2.5% | ₹40L | ₹16,334 | ₹88,019 | Apply → |
| ICICI Bank | Bank | 10.85% – 16% | Up to 2.5% | ₹50L | ₹16,334 | ₹88,019 | Apply → |
| Kotak Mahindra Bank | Bank | 10.99% – 24% | Up to 3% | ₹40L | ₹16,367 | ₹89,212 | Apply → |
| Yes Bank | Bank | 10.99% – 20% | Up to 2.5% | ₹40L | ₹16,367 | ₹89,212 | Apply → |
| Tata Capital | NBFC | 10.99% – 24% | Up to 2.75% | ₹35L | ₹16,367 | ₹89,212 | Apply → |
| Bajaj Finserv | NBFC | 11% – 32% | Up to 3.93% | ₹40L | ₹16,369 | ₹89,297 | Apply → |
| Axis Bank | Bank | 11.25% – 22% | Up to 2% | ₹40L | ₹16,429 | ₹91,430 | Apply → |
| Aditya Birla Finance | NBFC | 12% – 26% | Up to 3% | ₹50L | ₹16,607 | ₹97,858 | Apply → |
| L&T Finance | NBFC | 12% – 20% | Up to 2.5% | ₹15L | ₹16,607 | ₹97,858 | Apply → |
| Hero FinCorp | NBFC | 12% – 27% | Up to 3% | ₹5L | ₹16,607 | ₹97,858 | Apply → |
| IIFL Finance | NBFC | 12.75% – 44% | Up to 4% | ₹10L | ₹16,787 | ₹1,04,326 | Apply → |
Interest rates shown are the official starting rates published by lenders (approx as of 2025-26). Actual rate offered depends on your credit profile, income, employment, collateral (if any), and lender's internal policy. Always verify the latest rates on the lender's official website or contact us for personalised offers.